Floods may result from rain, snow, coastal storms, storm surges, and overflows of dams and other water systems. Because floods can develop slowly or quickly, flash floods often come with no warning causing outages, disrupting transportation, damaging buildings, and creating landslides. Failing to evacuate flooded areas or entering floodwaters can lead to injury or death.
Floods cause physical and emotional anguish, as well as financial devastation. Along with emergency alerts and having a Go Bag at the ready it is important to also have flood insurance. Most homeowners’ insurance does not cover flooding. In fact, just one inch of water in an average-sized home can cause more than $25,000 in damage.
Before a disaster happens review your homeowner’s policy or call your insurance agent today to ask about the National Flood Insurance Program (NFIP). There is no better way to protect the life you have built. To learn more, call the NFIP Help Center at 1-800-427-4661, or visit FloodSmart.gov. To learn more about flood safety, download your information guide here.